What is One-Time Passcodes (OTPs)?

Introduction
/ Dictionary
/ What is One-Time Passcodes (OTPs)?

Temporary numerical codes sent via SMS or app to verify a user’s identity during online transactions. Typically valid for 30-60 seconds, OTPs serve as a second authentication factor to confirm purchases. However, fraudsters increasingly exploit OTPs through social engineering, tricking consumers into sharing these codes to bypass security measures and complete unauthorised transactions.

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