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Buy Now, Pay Later (BNPL)

Buy Now, Pay Later (BNPL) services are revolutionizing the way we shop online. It’s expected to grow to over 900 million users globally by 2027 – driven by the need for affordable credit options during uncertain economic times.

Buy Now, Pay Later (BNPL) services are revolutionizing the way we shop online. It’s expected to grow to over 900 million users globally by 2027 – driven by the need for affordable credit options during uncertain economic times. The holiday season saw a surge in BNPL adoption, with one in 14 online purchases made using these apps. But while BNPL offers convenience and flexibility, it’s essential to be aware of the potential downsides, such as overspending, hidden fees, and unclear billing practices.

That’s why regulators are keeping a close eye on the industry, introducing new rules to protect consumers and ensure transparency. With BNPL, you get what you pay for – literally. Unlike layaway plans, where you pay upfront and wait for delivery, BNPL services give you immediate access to your purchases as you make payments.

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